The median home in Bay Saint Louis, Mississippi is valued at $228,351, down 5.3% year over year. Typical monthly rent is $1,314, producing a price-to-rent ratio of 14.5x — below the national average of 18x. Bay Saint Louis is part of the Gulfport-Biloxi, MS metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$228,351

-5.3%

Rent$1,314/mo

Prices falling — better for buyers.

Affordability

Enter your income for Bay Saint Louis.

Income (annual)

Down Payment

$45,670 on $228,351

Example: $75,000 household income. Change it above to see your own.

Affordable24.7% of income

Under the 28% guideline.

PITI$1,542

P/I24.7%

Afford$259K

Room+$31K

P&I $1,155Tax $154Ins $233

Renting $228/mo cheaper ($1,314 rent)6.50% 30yr, 20% down, county tax + MS ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Mississippi

Compare Bay Saint Louis with other housing markets across Mississippi.

Oxford$407K Madison$404K Taylor$372K Nesbit$351K Hernando$339K Olive Branch$327K Flowood$323K Pass Christian$294K

Full Gulfport-Biloxi, MS analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Gulfport-Biloxi, MS metro.

View Gulfport-Biloxi, MS metro

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Bay Saint Louis, MS