The median home in Bay Saint Louis, Mississippi is valued at $228,351, down 5.3% year over year. Typical monthly rent is $1,314, producing a price-to-rent ratio of 14.5x — below the national average of 18x. Bay Saint Louis is part of the Gulfport-Biloxi, MS metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Gulfport-Biloxi, MS stress score, crash risk, and 12-month forecast →
Home Value$228,351
-5.3%
Rent$1,314/mo
AFFORDABILITYRenting $228/mo cheaper ($1,314 rent)6.50% 30yr, 20% down, county tax + MS ins. 28% per HUD.
Enter your income for Bay Saint Louis.
$45,670 on $228,351
Affordable — 24.7% of income
Under the 28% guideline.
PITI$1,542
P/I24.7%
Afford$259K
Room+$31K
P&I $1,155Tax $154Ins $233
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Mississippi
Compare Bay Saint Louis with other housing markets across Mississippi.
Full Gulfport-Biloxi, MS analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Gulfport-Biloxi, MS metro.
View Gulfport-Biloxi, MS metro →