City

BAY SPRINGS, MS

Laurel, MS

Median home value: $128K (-10.8% YoY). Part of Laurel, MS.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Laurel, MS metro page.

Home Value$128,498
-10.8%
AFFORDABILITY

Enter your income for Bay Springs.

$25,700 on $128,498
Affordable — 15% of income

Under the 28% guideline.

PITI$936
P/I15%
Afford$240K
Room+$112K
P&I $616Tax $87Ins $233
6.00% 30yr, 20% down, county tax + MS ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Bay Springs Housing Market | CrashWatch