The median home in Bay Springs, Mississippi is valued at $128,498, down 10.8% year over year. Bay Springs is part of the Laurel, MS metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$128,498

-10.8%

Prices falling — better for buyers.

Affordability

Enter your income for Bay Springs.

Income (annual)

Down Payment

$25,700 on $128,498

Example: $75,000 household income. Change it above to see your own.

Affordable15.5% of income

Under the 28% guideline.

PITI$970

P/I15.5%

Afford$232K

Room+$103K

P&I $650Tax $87Ins $233

6.50% 30yr, 20% down, county tax + MS ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Mississippi

Compare Bay Springs with other housing markets across Mississippi.

Oxford$407K Madison$404K Taylor$372K Nesbit$351K Hernando$339K Olive Branch$327K Flowood$323K Pass Christian$294K

Full Laurel, MS analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Laurel, MS metro.

View Laurel, MS metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Bay Springs, MS