The median home in Biloxi, Mississippi is valued at $226,136, up 1.0% year over year. Typical monthly rent is $1,332, producing a price-to-rent ratio of 14.1x — below the national average of 18x. Biloxi is part of the Gulfport-Biloxi, MS metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Gulfport-Biloxi, MS stress score, crash risk, and 12-month forecast →

Home Value$226,136

+1.0%

Rent$1,332/mo

AFFORDABILITY

Enter your income for Biloxi.

Income (annual)

Down Payment

$45,227 on $226,136

Affordable — 24.5% of income

Under the 28% guideline.

PITI$1,529

P/I24.5%

Afford$259K

Room+$33K

P&I $1,143Tax $153Ins $233

Renting $197/mo cheaper ($1,332 rent)6.50% 30yr, 20% down, county tax + MS ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Mississippi

Compare Biloxi with other housing markets across Mississippi.

Oxford$407K Madison$404K Taylor$372K Nesbit$351K Hernando$339K Olive Branch$327K Flowood$323K Pass Christian$294K

Full Gulfport-Biloxi, MS analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Gulfport-Biloxi, MS metro.

View Gulfport-Biloxi, MS metro →

BILOXI, MS