City

COLDWATER, MS

Memphis, TN-MS-AR

Median home value: $240K (+3.4% YoY). Part of Memphis, TN-MS-AR.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Memphis, TN-MS-AR metro page.

Home Value$240,063
+3.4%
AFFORDABILITY

Enter your income for Coldwater.

$48,013 on $240,063
Affordable — 24.8% of income

Under the 28% guideline.

PITI$1,547
P/I24.8%
Afford$272K
Room+$32K
P&I $1,151Tax $162Ins $233
6.00% 30yr, 20% down, county tax + MS ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Coldwater Housing Market | CrashWatch