The median home in Columbus, Mississippi is valued at $164,395, up 0.3% year over year. Typical monthly rent is $1,393, producing a price-to-rent ratio of 9.8x — below the national average of 18x. Columbus is part of the Columbus, MS metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

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Home Value$164,395

+0.3%

Rent$1,393/mo

AFFORDABILITY

Enter your income for Columbus.

Income (annual)

Down Payment

$32,879 on $164,395

Affordable — 18.8% of income

Under the 28% guideline.

PITI$1,176

P/I18.8%

Afford$245K

Room+$80K

P&I $831Tax $111Ins $233

Buying $217/mo cheaper ($1,393 rent)6.50% 30yr, 20% down, county tax + MS ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Mississippi

Compare Columbus with other housing markets across Mississippi.

Oxford$407K Madison$404K Taylor$372K Nesbit$351K Hernando$339K Olive Branch$327K Flowood$323K Pass Christian$294K

Full Columbus, MS analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Columbus, MS metro.

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COLUMBUS, MS