The median home in Horn Lake, Mississippi is valued at $197,777, down 0.5% year over year. Typical monthly rent is $1,504, producing a price-to-rent ratio of 11x — below the national average of 18x. Horn Lake is part of the Memphis, TN-MS-AR metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Memphis, TN-MS-AR stress score, crash risk, and 12-month forecast →

Home Value$197,777

-0.5%

Rent$1,504/mo

AFFORDABILITY

Enter your income for Horn Lake.

Income (annual)

Down Payment

$39,555 on $197,777

Affordable — 21.9% of income

Under the 28% guideline.

PITI$1,367

P/I21.9%

Afford$253K

Room+$55K

P&I $1,000Tax $133Ins $233

Buying $137/mo cheaper ($1,504 rent)6.50% 30yr, 20% down, county tax + MS ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Mississippi

Compare Horn Lake with other housing markets across Mississippi.

Oxford$407K Madison$404K Taylor$372K Nesbit$351K Hernando$339K Olive Branch$327K Flowood$323K Pass Christian$294K

Full Memphis, TN-MS-AR analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Memphis, TN-MS-AR metro.

View Memphis, TN-MS-AR metro →

HORN LAKE, MS