City

OCEAN SPRINGS, MS

Gulfport-Biloxi, MS

Median home value: $264K (+1.2% YoY). Rent: $1,801/mo. Price-to-rent: 12.2x. Part of Gulfport-Biloxi, MS.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Gulfport-Biloxi, MS metro page.

Home Value$263,986
+1.2%
Rent$1,801/mo
AFFORDABILITY

Enter your income for Ocean Springs.

$52,797 on $263,986
Affordable — 26.8% of income

Under the 28% guideline.

PITI$1,678
P/I26.8%
Afford$275K
Room+$11K
P&I $1,266Tax $178Ins $233
Buying $123/mo cheaper ($1,801 rent)6.00% 30yr, 20% down, county tax + MS ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Ocean Springs Housing Market | CrashWatch