The median home in Ocean Springs, Mississippi is valued at $263,986, up 1.2% year over year. Typical monthly rent is $1,801, producing a price-to-rent ratio of 12.2x — below the national average of 18x. Ocean Springs is part of the Gulfport-Biloxi, MS metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Gulfport-Biloxi, MS stress score, crash risk, and 12-month forecast →
Home Value$263,986
+1.2%
Rent$1,801/mo
AFFORDABILITYBuying $55/mo cheaper ($1,801 rent)6.50% 30yr, 20% down, county tax + MS ins. 28% per HUD.
Enter your income for Ocean Springs.
$52,797 on $263,986
Affordable — 27.9% of income
Under the 28% guideline.
PITI$1,746
P/I27.9%
Afford$265K
Room+$1K
P&I $1,335Tax $178Ins $233
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Mississippi
Compare Ocean Springs with other housing markets across Mississippi.
Full Gulfport-Biloxi, MS analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Gulfport-Biloxi, MS metro.
View Gulfport-Biloxi, MS metro →