The median home in Pearl, Mississippi is valued at $203,083, up 3.6% year over year. Typical monthly rent is $1,441, producing a price-to-rent ratio of 11.7x — below the national average of 18x. Pearl is part of the Jackson, MS metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$203,083

+3.6%

Rent$1,441/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$40,617 on $203,083

Example: $75,000 household income. Change it above to see your own.

Affordable22.4% of income

Under the 28% guideline.

PITI$1,397

P/I22.4%

Afford$254K

Room+$51K

P&I $1,027Tax $137Ins $233

Buying $44/mo cheaper ($1,441 rent)6.50% 30yr, 20% down, county tax + MS ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Mississippi

Compare Pearl with other housing markets across Mississippi.

Oxford$407K Madison$404K Taylor$372K Nesbit$351K Hernando$339K Olive Branch$327K Flowood$323K Pass Christian$294K

Full Jackson, MS analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Jackson, MS metro.

View Jackson, MS metro

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Pearl, MS