The median home in Pearl, Mississippi is valued at $203,083, up 3.6% year over year. Typical monthly rent is $1,441, producing a price-to-rent ratio of 11.7x — below the national average of 18x. Pearl is part of the Jackson, MS metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$203,083
+3.6%
Rent$1,441/mo
AFFORDABILITYBuying $44/mo cheaper ($1,441 rent)6.50% 30yr, 20% down, county tax + MS ins. 28% per HUD.
Enter your income for Pearl.
$40,617 on $203,083
Affordable — 22.4% of income
Under the 28% guideline.
PITI$1,397
P/I22.4%
Afford$254K
Room+$51K
P&I $1,027Tax $137Ins $233
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Mississippi
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Full Jackson, MS analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Jackson, MS metro.
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