The median home in Pontotoc, Mississippi is valued at $190,403, up 3.7% year over year. Pontotoc is part of the Tupelo, MS metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$190,403

+3.7%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$38,081 on $190,403

Example: $75,000 household income. Change it above to see your own.

Affordable21.2% of income

Under the 28% guideline.

PITI$1,325

P/I21.2%

Afford$251K

Room+$61K

P&I $963Tax $129Ins $233

6.50% 30yr, 20% down, county tax + MS ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Mississippi

Compare Pontotoc with other housing markets across Mississippi.

Oxford$407K Madison$404K Taylor$372K Nesbit$351K Hernando$339K Olive Branch$327K Flowood$323K Pass Christian$294K

Full Tupelo, MS analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Tupelo, MS metro.

View Tupelo, MS metro

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Pontotoc, MS