The median home in Ridgeland, Mississippi is valued at $276,725, up 3.2% year over year. Typical monthly rent is $1,493, producing a price-to-rent ratio of 15.4x — near the national average of 18x. Ridgeland is part of the Jackson, MS metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$276,725

+3.2%

Rent$1,493/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Ridgeland.

Income (annual)

Down Payment

$55,345 on $276,725

Example: $75,000 household income. Change it above to see your own.

Stretch29.1% of income

Above 28% but manageable with cuts.

PITI$1,819

P/I29.1%

Afford$266K

Gap-$10K

P&I $1,399Tax $187Ins $233

Renting $326/mo cheaper ($1,493 rent)6.50% 30yr, 20% down, county tax + MS ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Mississippi

Compare Ridgeland with other housing markets across Mississippi.

Oxford$407K Madison$404K Taylor$372K Nesbit$351K Hernando$339K Olive Branch$327K Flowood$323K Pass Christian$294K

Full Jackson, MS analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Jackson, MS metro.

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Ridgeland, MS