The median home in Ridgeland, Mississippi is valued at $276,725, up 3.2% year over year. Typical monthly rent is $1,493, producing a price-to-rent ratio of 15.4x — near the national average of 18x. Ridgeland is part of the Jackson, MS metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Jackson, MS stress score, crash risk, and 12-month forecast →
Home Value$276,725
+3.2%
Rent$1,493/mo
AFFORDABILITYRenting $326/mo cheaper ($1,493 rent)6.50% 30yr, 20% down, county tax + MS ins. 28% per HUD.
Enter your income for Ridgeland.
$55,345 on $276,725
Stretch — 29.1% of income
Above 28% but manageable with cuts.
PITI$1,819
P/I29.1%
Afford$266K
Gap-$10K
P&I $1,399Tax $187Ins $233
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Mississippi
Compare Ridgeland with other housing markets across Mississippi.
Full Jackson, MS analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Jackson, MS metro.
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