The median home in Southaven, Mississippi is valued at $269,808, up 1.2% year over year. Typical monthly rent is $1,686, producing a price-to-rent ratio of 13.3x — below the national average of 18x. Southaven is part of the Memphis, TN-MS-AR metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Memphis, TN-MS-AR stress score, crash risk, and 12-month forecast →

Home Value$269,808

+1.2%

Rent$1,686/mo

AFFORDABILITY

Enter your income for Southaven.

Income (annual)

Down Payment

$53,962 on $269,808

Stretch — 28.5% of income

Above 28% but manageable with cuts.

PITI$1,780

P/I28.5%

Afford$265K

Gap-$5K

P&I $1,364Tax $182Ins $233

Renting $94/mo cheaper ($1,686 rent)6.50% 30yr, 20% down, county tax + MS ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Mississippi

Compare Southaven with other housing markets across Mississippi.

Oxford$407K Madison$404K Taylor$372K Nesbit$351K Hernando$339K Olive Branch$327K Flowood$323K Pass Christian$294K

Full Memphis, TN-MS-AR analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Memphis, TN-MS-AR metro.

View Memphis, TN-MS-AR metro →

SOUTHAVEN, MS