The median home in Starkville, Mississippi is valued at $267,796, up 3.0% year over year. Typical monthly rent is $1,500, producing a price-to-rent ratio of 14.9x — below the national average of 18x. Starkville is part of the Starkville, MS metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Starkville, MS stress score, crash risk, and 12-month forecast →

Home Value$267,796

+3.0%

Rent$1,500/mo

AFFORDABILITY

Enter your income for Starkville.

Income (annual)

Down Payment

$53,559 on $267,796

Stretch — 28.3% of income

Above 28% but manageable with cuts.

PITI$1,768

P/I28.3%

Afford$265K

Gap-$3K

P&I $1,354Tax $181Ins $233

Renting $268/mo cheaper ($1,500 rent)6.50% 30yr, 20% down, county tax + MS ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Mississippi

Compare Starkville with other housing markets across Mississippi.

Oxford$407K Madison$404K Taylor$372K Nesbit$351K Hernando$339K Olive Branch$327K Flowood$323K Pass Christian$294K

Full Starkville, MS analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Starkville, MS metro.

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STARKVILLE, MS