The median home in Utica, Mississippi is valued at $121,199, down 3.4% year over year. Utica is part of the Jackson, MS metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$121,199

-3.4%

Prices falling — better for buyers.

Affordability

Enter your income for Utica.

Income (annual)

Down Payment

$24,240 on $121,199

Example: $75,000 household income. Change it above to see your own.

Affordable14.8% of income

Under the 28% guideline.

PITI$928

P/I14.8%

Afford$229K

Room+$107K

P&I $613Tax $82Ins $233

6.50% 30yr, 20% down, county tax + MS ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Mississippi

Compare Utica with other housing markets across Mississippi.

Oxford$407K Madison$404K Taylor$372K Nesbit$351K Hernando$339K Olive Branch$327K Flowood$323K Pass Christian$294K

Full Jackson, MS analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Jackson, MS metro.

View Jackson, MS metro

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Utica, MS