The median home in Water Valley, Mississippi is valued at $172,126, down 3.1% year over year. Water Valley is part of the Oxford, MS metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$172,126

-3.1%

Prices falling — better for buyers.

Affordability

Enter your income for Water Valley.

Income (annual)

Down Payment

$34,425 on $172,126

Example: $75,000 household income. Change it above to see your own.

Affordable19.5% of income

Under the 28% guideline.

PITI$1,220

P/I19.5%

Afford$247K

Room+$75K

P&I $870Tax $116Ins $233

6.50% 30yr, 20% down, county tax + MS ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Mississippi

Compare Water Valley with other housing markets across Mississippi.

Oxford$407K Madison$404K Taylor$372K Nesbit$351K Hernando$339K Olive Branch$327K Flowood$323K Pass Christian$294K

Full Oxford, MS analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Oxford, MS metro.

View Oxford, MS metro

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Water Valley, MS