City

WATER VALLEY, MS

Oxford, MS

Median home value: $172K (-3.1% YoY). Part of Oxford, MS.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Oxford, MS metro page.

Home Value$172,126
-3.1%
AFFORDABILITY

Enter your income for Water Valley.

$34,425 on $172,126
Affordable — 18.8% of income

Under the 28% guideline.

PITI$1,175
P/I18.8%
Afford$256K
Room+$84K
P&I $826Tax $116Ins $233
6.00% 30yr, 20% down, county tax + MS ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Water Valley Housing Market | CrashWatch