The median home in Waterford, Mississippi is valued at $181,755, down 0.1% year over year. Waterford is part of the Memphis, TN-MS-AR metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$181,755

-0.1%

Prices falling — better for buyers.

Affordability

Enter your income for Waterford.

Income (annual)

Down Payment

$36,351 on $181,755

Example: $75,000 household income. Change it above to see your own.

Affordable20.4% of income

Under the 28% guideline.

PITI$1,275

P/I20.4%

Afford$249K

Room+$68K

P&I $919Tax $123Ins $233

6.50% 30yr, 20% down, county tax + MS ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Mississippi

Compare Waterford with other housing markets across Mississippi.

Oxford$407K Madison$404K Taylor$372K Nesbit$351K Hernando$339K Olive Branch$327K Flowood$323K Pass Christian$294K

Full Memphis, TN-MS-AR analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Memphis, TN-MS-AR metro.

View Memphis, TN-MS-AR metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Waterford, MS