The median home in Albemarle, North Carolina is valued at $253,775, down 0.4% year over year. Typical monthly rent is $1,170, producing a price-to-rent ratio of 18.1x — near the national average of 18x. Albemarle is part of the Albemarle, NC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

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Home Value$253,775

-0.4%

Rent$1,170/mo

AFFORDABILITY

Enter your income for Albemarle.

Income (annual)

Down Payment

$50,755 on $253,775

Affordable — 25.8% of income

Under the 28% guideline.

PITI$1,611

P/I25.8%

Afford$276K

Room+$22K

P&I $1,283Tax $178Ins $150

Renting $441/mo cheaper ($1,170 rent)6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in North Carolina

Compare Albemarle with other housing markets across North Carolina.

Wrightsville Beach$1644K Bald Head Island$1365K Cashiers$1341K Marvin$1225K Weddington$1041K Highlands$1015K Duck$978K Topsail Beach$927K

Full Albemarle, NC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Albemarle, NC metro.

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ALBEMARLE, NC