The median home in Ararat, North Carolina is valued at $261,199, up 9.3% year over year. Ararat is part of the Mount Airy, NC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$261,199

+9.3%

Prices rising — worse for buyers.

Affordability

Enter your income for Ararat.

Income (annual)

Down Payment

$52,240 on $261,199

Example: $75,000 household income. Change it above to see your own.

Affordable26.5% of income

Under the 28% guideline.

PITI$1,654

P/I26.5%

Afford$276K

Room+$15K

P&I $1,321Tax $183Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in North Carolina

Compare Ararat with other housing markets across North Carolina.

Wrightsville Beach$1.64M Bald Head Island$1.36M Cashiers$1.34M Marvin$1.23M Weddington$1.04M Highlands$1.02M Duck$978K Topsail Beach$927K

Full Mount Airy, NC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Mount Airy, NC metro.

View Mount Airy, NC metro

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Ararat, NC