City

BALSAM, NC

Cullowhee, NC

Median home value: $275K (-5.9% YoY). Part of Cullowhee, NC.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Cullowhee, NC metro page.

Home Value$275,366
-5.9%
AFFORDABILITY

Enter your income for Balsam.

$55,073 on $275,366
Affordable — 26.6% of income

Under the 28% guideline.

PITI$1,664
P/I26.6%
Afford$290K
Room+$14K
P&I $1,321Tax $193Ins $150
6.00% 30yr, 20% down, county tax + NC ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Balsam Housing Market | CrashWatch