The median home in Balsam, North Carolina is valued at $275,366, down 5.9% year over year. Balsam is part of the Cullowhee, NC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$275,366

-5.9%

Prices falling — better for buyers.

Affordability

Enter your income for Balsam.

Income (annual)

Down Payment

$55,073 on $275,366

Example: $75,000 household income. Change it above to see your own.

Affordable27.8% of income

Under the 28% guideline.

PITI$1,735

P/I27.8%

Afford$278K

Room+$2K

P&I $1,392Tax $193Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in North Carolina

Compare Balsam with other housing markets across North Carolina.

Wrightsville Beach$1.64M Bald Head Island$1.36M Cashiers$1.34M Marvin$1.23M Weddington$1.04M Highlands$1.02M Duck$978K Topsail Beach$927K

Full Cullowhee, NC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Cullowhee, NC metro.

View Cullowhee, NC metro

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Balsam, NC