The median home in Bear Creek, North Carolina is valued at $292,261, up 1.7% year over year. Bear Creek is part of the Durham-Chapel Hill, NC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$292,261

+1.7%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$58,452 on $292,261

Example: $75,000 household income. Change it above to see your own.

Stretch29.3% of income

Above 28% but manageable with cuts.

PITI$1,832

P/I29.3%

Afford$279K

Gap-$13K

P&I $1,478Tax $205Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in North Carolina

Compare Bear Creek with other housing markets across North Carolina.

Wrightsville Beach$1.64M Bald Head Island$1.36M Cashiers$1.34M Marvin$1.23M Weddington$1.04M Highlands$1.02M Duck$978K Topsail Beach$927K

Full Durham-Chapel Hill, NC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Durham-Chapel Hill, NC metro.

View Durham-Chapel Hill, NC metro

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Bear Creek, NC