Median home value: $426K (+1.7% YoY). Rent: $1,960/mo. Price-to-rent: 18.1x. Part of Charlotte-Concord-Gastonia, NC-SC.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Charlotte-Concord-Gastonia, NC-SC metro page.
Home Value$425,500
+1.7%
Rent$1,960/mo
AFFORDABILITYRenting $529/mo cheaper ($1,960 rent)6.00% 30yr, 20% down, county tax + NC ins. 28% per HUD.
Enter your income for Belmont.
$85,100 on $425,500
Out of reach — 39.8% of income
Need $106,671/yr to afford.
PITI$2,489
P/I39.8%
Afford$299K
Gap-$126K
P&I $2,041Tax $298Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing