The median home in Black Mountain, North Carolina is valued at $450,789, down 3.6% year over year. Typical monthly rent is $1,886, producing a price-to-rent ratio of 19.9x — near the national average of 18x. Black Mountain is part of the Asheville, NC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$450,789

-3.6%

Rent$1,886/mo

Prices falling — better for buyers.

Affordability

Enter your income for Black Mountain.

Income (annual)

Down Payment

$90,158 on $450,789

Example: $75,000 household income. Change it above to see your own.

Out of reach43.9% of income

Need $117,643/yr to afford.

PITI$2,745

P/I43.9%

Afford$287K

Gap-$163K

P&I $2,279Tax $316Ins $150

Renting $859/mo cheaper ($1,886 rent)6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in North Carolina

Compare Black Mountain with other housing markets across North Carolina.

Wrightsville Beach$1.64M Bald Head Island$1.36M Cashiers$1.34M Marvin$1.23M Weddington$1.04M Highlands$1.02M Duck$978K Topsail Beach$927K

Full Asheville, NC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Asheville, NC metro.

View Asheville, NC metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Black Mountain, NC