The median home in Carolina Beach, North Carolina is valued at $588,390, down 3.2% year over year. Typical monthly rent is $2,175, producing a price-to-rent ratio of 22.5x — well above the national average of 18x. Carolina Beach is part of the Wilmington, NC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$588,390
-3.2%
Rent$2,175/mo
AFFORDABILITYRenting $1,362/mo cheaper ($2,175 rent)6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.
Enter your income for Carolina Beach.
$117,678 on $588,390
Out of reach — 56.6% of income
Need $151,586/yr to afford.
PITI$3,537
P/I56.6%
Afford$291K
Gap-$297K
P&I $2,975Tax $412Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in North Carolina
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Full Wilmington, NC analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Wilmington, NC metro.
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