The median home in Carolina Beach, North Carolina is valued at $588,390, down 3.2% year over year. Typical monthly rent is $2,175, producing a price-to-rent ratio of 22.5x — well above the national average of 18x. Carolina Beach is part of the Wilmington, NC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$588,390

-3.2%

Rent$2,175/mo

Prices falling — better for buyers.

Affordability

Enter your income for Carolina Beach.

Income (annual)

Down Payment

$117,678 on $588,390

Example: $75,000 household income. Change it above to see your own.

Out of reach56.6% of income

Need $151,586/yr to afford.

PITI$3,537

P/I56.6%

Afford$291K

Gap-$297K

P&I $2,975Tax $412Ins $150

Renting $1,362/mo cheaper ($2,175 rent)6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in North Carolina

Compare Carolina Beach with other housing markets across North Carolina.

Wrightsville Beach$1.64M Bald Head Island$1.36M Cashiers$1.34M Marvin$1.23M Weddington$1.04M Highlands$1.02M Duck$978K Topsail Beach$927K

Full Wilmington, NC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Wilmington, NC metro.

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Carolina Beach, NC