The median home in Carthage, North Carolina is valued at $328,744, down 1.2% year over year. Typical monthly rent is $1,620, producing a price-to-rent ratio of 16.9x — near the national average of 18x. Carthage is part of the Pinehurst-Southern Pines, NC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Pinehurst-Southern Pines, NC stress score, crash risk, and 12-month forecast →

Home Value$328,744

-1.2%

Rent$1,620/mo

AFFORDABILITY

Enter your income for Carthage.

Income (annual)

Down Payment

$65,749 on $328,744

Stretch — 32.7% of income

Above 28% but manageable with cuts.

PITI$2,042

P/I32.7%

Afford$282K

Gap-$47K

P&I $1,662Tax $230Ins $150

Renting $422/mo cheaper ($1,620 rent)6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in North Carolina

Compare Carthage with other housing markets across North Carolina.

Wrightsville Beach$1644K Bald Head Island$1365K Cashiers$1341K Marvin$1225K Weddington$1041K Highlands$1015K Duck$978K Topsail Beach$927K

Full Pinehurst-Southern Pines, NC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Pinehurst-Southern Pines, NC metro.

View Pinehurst-Southern Pines, NC metro →

CARTHAGE, NC