The median home in Cary, North Carolina is valued at $611,222, down 1.9% year over year. Typical monthly rent is $1,637, producing a price-to-rent ratio of 31.1x — well above the national average of 18x. Cary is part of the Raleigh-Cary, NC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$611,222

-1.9%

Rent$1,637/mo

Prices falling — better for buyers.

Affordability

Enter your income for Cary.

Income (annual)

Down Payment

$122,244 on $611,222

Example: $75,000 household income. Change it above to see your own.

Out of reach58.7% of income

Need $157,243/yr to afford.

PITI$3,669

P/I58.7%

Afford$292K

Gap-$320K

P&I $3,091Tax $428Ins $150

Renting $2,032/mo cheaper ($1,637 rent)6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in North Carolina

Compare Cary with other housing markets across North Carolina.

Wrightsville Beach$1.64M Bald Head Island$1.36M Cashiers$1.34M Marvin$1.23M Weddington$1.04M Highlands$1.02M Duck$978K Topsail Beach$927K

Full Raleigh-Cary, NC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Raleigh-Cary, NC metro.

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