The median home in Cedar Rock, North Carolina is valued at $465,287, up 0.7% year over year. Cedar Rock is part of the Hickory-Lenoir-Morganton, NC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$465,287

+0.7%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$93,057 on $465,287

Example: $75,000 household income. Change it above to see your own.

Out of reach45.2% of income

Need $121,200/yr to afford.

PITI$2,828

P/I45.2%

Afford$288K

Gap-$177K

P&I $2,353Tax $326Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in North Carolina

Compare Cedar Rock with other housing markets across North Carolina.

Wrightsville Beach$1.64M Bald Head Island$1.36M Cashiers$1.34M Marvin$1.23M Weddington$1.04M Highlands$1.02M Duck$978K Topsail Beach$927K

Full Hickory-Lenoir-Morganton, NC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Hickory-Lenoir-Morganton, NC metro.

View Hickory-Lenoir-Morganton, NC metro

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Cedar Rock, NC