The median home in Chapel Hill, North Carolina is valued at $617,489, down 0.5% year over year. Typical monthly rent is $1,796, producing a price-to-rent ratio of 28.7x — well above the national average of 18x. Chapel Hill is part of the Durham-Chapel Hill, NC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Durham-Chapel Hill, NC stress score, crash risk, and 12-month forecast →

Home Value$617,489

-0.5%

Rent$1,796/mo

AFFORDABILITY

Enter your income for Chapel Hill.

Income (annual)

Down Payment

$123,498 on $617,489

Out of reach — 59.3% of income

Need $158,786/yr to afford.

PITI$3,705

P/I59.3%

Afford$292K

Gap-$326K

P&I $3,122Tax $432Ins $150

Renting $1,909/mo cheaper ($1,796 rent)6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in North Carolina

Compare Chapel Hill with other housing markets across North Carolina.

Wrightsville Beach$1644K Bald Head Island$1365K Cashiers$1341K Marvin$1225K Weddington$1041K Highlands$1015K Duck$978K Topsail Beach$927K

Full Durham-Chapel Hill, NC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Durham-Chapel Hill, NC metro.

View Durham-Chapel Hill, NC metro →

CHAPEL HILL, NC