Median home value: $391K (-1.4% YoY). Rent: $1,691/mo. Price-to-rent: 19.3x. Part of Charlotte-Concord-Gastonia, NC-SC.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Charlotte-Concord-Gastonia, NC-SC metro page.
Home Value$390,729
-1.4%
Rent$1,691/mo
AFFORDABILITYRenting $607/mo cheaper ($1,691 rent)6.00% 30yr, 20% down, county tax + NC ins. 28% per HUD.
Enter your income for Charlotte.
$78,146 on $390,729
Out of reach — 36.8% of income
Need $98,486/yr to afford.
PITI$2,298
P/I36.8%
Afford$298K
Gap-$93K
P&I $1,874Tax $274Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing