The median home in Clayton, North Carolina is valued at $359,415, down 1.7% year over year. Typical monthly rent is $1,851, producing a price-to-rent ratio of 16.2x — near the national average of 18x. Clayton is part of the Raleigh-Cary, NC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$359,415

-1.7%

Rent$1,851/mo

Prices falling — better for buyers.

Affordability

Enter your income for Clayton.

Income (annual)

Down Payment

$71,883 on $359,415

Example: $75,000 household income. Change it above to see your own.

Stretch35.5% of income

Above 28% but manageable with cuts.

PITI$2,219

P/I35.5%

Afford$283K

Gap-$76K

P&I $1,817Tax $252Ins $150

Renting $368/mo cheaper ($1,851 rent)6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in North Carolina

Compare Clayton with other housing markets across North Carolina.

Wrightsville Beach$1.64M Bald Head Island$1.36M Cashiers$1.34M Marvin$1.23M Weddington$1.04M Highlands$1.02M Duck$978K Topsail Beach$927K

Full Raleigh-Cary, NC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Raleigh-Cary, NC metro.

View Raleigh-Cary, NC metro

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Clayton, NC