City

CLAYTON, NC

Raleigh-Cary, NC

Median home value: $359K (-1.7% YoY). Rent: $1,851/mo. Price-to-rent: 16.2x. Part of Raleigh-Cary, NC.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Raleigh-Cary, NC metro page.

Home Value$359,415
-1.7%
Rent$1,851/mo
AFFORDABILITY

Enter your income for Clayton.

$71,883 on $359,415
Stretch — 34% of income

Above 28% but manageable with cuts.

PITI$2,125
P/I34%
Afford$296K
Gap-$63K
P&I $1,724Tax $252Ins $150
Renting $274/mo cheaper ($1,851 rent)6.00% 30yr, 20% down, county tax + NC ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Clayton Housing Market | CrashWatch