Median home value: $374K (-2.2% YoY). Rent: $1,690/mo. Price-to-rent: 18.5x. Part of Charlotte-Concord-Gastonia, NC-SC.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Charlotte-Concord-Gastonia, NC-SC metro page.
Home Value$374,437
-2.2%
Rent$1,690/mo
AFFORDABILITYRenting $518/mo cheaper ($1,690 rent)6.00% 30yr, 20% down, county tax + NC ins. 28% per HUD.
Enter your income for Concord.
$74,887 on $374,437
Stretch — 35.3% of income
Above 28% but manageable with cuts.
PITI$2,208
P/I35.3%
Afford$297K
Gap-$78K
P&I $1,796Tax $262Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing