The median home in Concord, North Carolina is valued at $374,437, down 2.2% year over year. Typical monthly rent is $1,690, producing a price-to-rent ratio of 18.5x — near the national average of 18x. Concord is part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$374,437

-2.2%

Rent$1,690/mo

Prices falling — better for buyers.

Affordability

Enter your income for Concord.

Income (annual)

Down Payment

$74,887 on $374,437

Example: $75,000 household income. Change it above to see your own.

Out of reach36.9% of income

Need $98,786/yr to afford.

PITI$2,305

P/I36.9%

Afford$284K

Gap-$90K

P&I $1,893Tax $262Ins $150

Renting $615/mo cheaper ($1,690 rent)6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in North Carolina

Compare Concord with other housing markets across North Carolina.

Wrightsville Beach$1.64M Bald Head Island$1.36M Cashiers$1.34M Marvin$1.23M Weddington$1.04M Highlands$1.02M Duck$978K Topsail Beach$927K

Full Charlotte-Concord-Gastonia, NC-SC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Charlotte-Concord-Gastonia, NC-SC metro.

View Charlotte-Concord-Gastonia, NC-SC metro

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Concord, NC