The median home in Concord, North Carolina is valued at $374,437, down 2.2% year over year. Typical monthly rent is $1,690, producing a price-to-rent ratio of 18.5x — near the national average of 18x. Concord is part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Charlotte-Concord-Gastonia, NC-SC stress score, crash risk, and 12-month forecast →

Home Value$374,437

-2.2%

Rent$1,690/mo

AFFORDABILITY

Enter your income for Concord.

Income (annual)

Down Payment

$74,887 on $374,437

Out of reach — 36.9% of income

Need $98,786/yr to afford.

PITI$2,305

P/I36.9%

Afford$284K

Gap-$90K

P&I $1,893Tax $262Ins $150

Renting $615/mo cheaper ($1,690 rent)6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in North Carolina

Compare Concord with other housing markets across North Carolina.

Wrightsville Beach$1644K Bald Head Island$1365K Cashiers$1341K Marvin$1225K Weddington$1041K Highlands$1015K Duck$978K Topsail Beach$927K

Full Charlotte-Concord-Gastonia, NC-SC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Charlotte-Concord-Gastonia, NC-SC metro.

View Charlotte-Concord-Gastonia, NC-SC metro →

CONCORD, NC