The median home in Denver, North Carolina is valued at $542,883, up 0.7% year over year. Typical monthly rent is $1,797, producing a price-to-rent ratio of 25.2x — well above the national average of 18x. Denver is part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$542,883

+0.7%

Rent$1,797/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Denver.

Income (annual)

Down Payment

$108,577 on $542,883

Example: $75,000 household income. Change it above to see your own.

Out of reach52.4% of income

Need $140,357/yr to afford.

PITI$3,275

P/I52.4%

Afford$290K

Gap-$253K

P&I $2,745Tax $380Ins $150

Renting $1,478/mo cheaper ($1,797 rent)6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in North Carolina

Compare Denver with other housing markets across North Carolina.

Wrightsville Beach$1.64M Bald Head Island$1.36M Cashiers$1.34M Marvin$1.23M Weddington$1.04M Highlands$1.02M Duck$978K Topsail Beach$927K

Full Charlotte-Concord-Gastonia, NC-SC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Charlotte-Concord-Gastonia, NC-SC metro.

View Charlotte-Concord-Gastonia, NC-SC metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Denver, NC