The median home in Durham, North Carolina is valued at $390,598, down 2.2% year over year. Typical monthly rent is $1,629, producing a price-to-rent ratio of 20x — near the national average of 18x. Durham is part of the Durham-Chapel Hill, NC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Durham-Chapel Hill, NC stress score, crash risk, and 12-month forecast →

Home Value$390,598

-2.2%

Rent$1,629/mo

AFFORDABILITY

Enter your income for Durham.

Income (annual)

Down Payment

$78,120 on $390,598

Out of reach — 38.4% of income

Need $102,771/yr to afford.

PITI$2,398

P/I38.4%

Afford$285K

Gap-$106K

P&I $1,975Tax $273Ins $150

Renting $769/mo cheaper ($1,629 rent)6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in North Carolina

Compare Durham with other housing markets across North Carolina.

Wrightsville Beach$1644K Bald Head Island$1365K Cashiers$1341K Marvin$1225K Weddington$1041K Highlands$1015K Duck$978K Topsail Beach$927K

Full Durham-Chapel Hill, NC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Durham-Chapel Hill, NC metro.

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DURHAM, NC