The median home in Elizabeth City, North Carolina is valued at $257,216, up 2.1% year over year. Typical monthly rent is $1,510, producing a price-to-rent ratio of 14.2x — below the national average of 18x. Elizabeth City is part of the Elizabeth City, NC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$257,216

+2.1%

Rent$1,510/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$51,443 on $257,216

Example: $75,000 household income. Change it above to see your own.

Affordable26.1% of income

Under the 28% guideline.

PITI$1,631

P/I26.1%

Afford$276K

Room+$19K

P&I $1,301Tax $180Ins $150

Renting $121/mo cheaper ($1,510 rent)6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in North Carolina

Compare Elizabeth City with other housing markets across North Carolina.

Wrightsville Beach$1.64M Bald Head Island$1.36M Cashiers$1.34M Marvin$1.23M Weddington$1.04M Highlands$1.02M Duck$978K Topsail Beach$927K

Full Elizabeth City, NC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Elizabeth City, NC metro.

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