The median home in Elizabeth City, North Carolina is valued at $257,216, up 2.1% year over year. Typical monthly rent is $1,510, producing a price-to-rent ratio of 14.2x — below the national average of 18x. Elizabeth City is part of the Elizabeth City, NC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$257,216
+2.1%
Rent$1,510/mo
AFFORDABILITYRenting $121/mo cheaper ($1,510 rent)6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.
Enter your income for Elizabeth City.
$51,443 on $257,216
Affordable — 26.1% of income
Under the 28% guideline.
PITI$1,631
P/I26.1%
Afford$276K
Room+$19K
P&I $1,301Tax $180Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Elizabeth City, NC analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Elizabeth City, NC metro.
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