The median home in Elm City, North Carolina is valued at $227,602, down 1.1% year over year. Elm City is part of the Wilson, NC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$227,602

-1.1%

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$45,520 on $227,602

Example: $75,000 household income. Change it above to see your own.

Affordable23.4% of income

Under the 28% guideline.

PITI$1,460

P/I23.4%

Afford$273K

Room+$45K

P&I $1,151Tax $159Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in North Carolina

Compare Elm City with other housing markets across North Carolina.

Wrightsville Beach$1.64M Bald Head Island$1.36M Cashiers$1.34M Marvin$1.23M Weddington$1.04M Highlands$1.02M Duck$978K Topsail Beach$927K

Full Wilson, NC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Wilson, NC metro.

View Wilson, NC metro

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Elm City, NC