The median home in Elm City, North Carolina is valued at $227,602, down 1.1% year over year. Elm City is part of the Wilson, NC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Wilson, NC stress score, crash risk, and 12-month forecast →

Home Value$227,602

-1.1%

AFFORDABILITY

Enter your income for Elm City.

Income (annual)

Down Payment

$45,520 on $227,602

Affordable — 23.4% of income

Under the 28% guideline.

PITI$1,460

P/I23.4%

Afford$273K

Room+$45K

P&I $1,151Tax $159Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in North Carolina

Compare Elm City with other housing markets across North Carolina.

Wrightsville Beach$1644K Bald Head Island$1365K Cashiers$1341K Marvin$1225K Weddington$1041K Highlands$1015K Duck$978K Topsail Beach$927K

Full Wilson, NC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Wilson, NC metro.

View Wilson, NC metro →

ELM CITY, NC