The median home in Ernul, North Carolina is valued at $214,780, up 1.4% year over year. Ernul is part of the New Bern, NC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$214,780

+1.4%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$42,956 on $214,780

Example: $75,000 household income. Change it above to see your own.

Affordable22.2% of income

Under the 28% guideline.

PITI$1,386

P/I22.2%

Afford$271K

Room+$56K

P&I $1,086Tax $150Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in North Carolina

Compare Ernul with other housing markets across North Carolina.

Wrightsville Beach$1.64M Bald Head Island$1.36M Cashiers$1.34M Marvin$1.23M Weddington$1.04M Highlands$1.02M Duck$978K Topsail Beach$927K

Full New Bern, NC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New Bern, NC metro.

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Ernul, NC