The median home in Garner, North Carolina is valued at $377,886, down 2.5% year over year. Typical monthly rent is $1,785, producing a price-to-rent ratio of 17.6x — near the national average of 18x. Garner is part of the Raleigh-Cary, NC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Raleigh-Cary, NC stress score, crash risk, and 12-month forecast →

Home Value$377,886

-2.5%

Rent$1,785/mo

AFFORDABILITY

Enter your income for Garner.

Income (annual)

Down Payment

$75,577 on $377,886

Out of reach — 37.2% of income

Need $99,643/yr to afford.

PITI$2,325

P/I37.2%

Afford$284K

Gap-$93K

P&I $1,911Tax $265Ins $150

Renting $540/mo cheaper ($1,785 rent)6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in North Carolina

Compare Garner with other housing markets across North Carolina.

Wrightsville Beach$1644K Bald Head Island$1365K Cashiers$1341K Marvin$1225K Weddington$1041K Highlands$1015K Duck$978K Topsail Beach$927K

Full Raleigh-Cary, NC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Raleigh-Cary, NC metro.

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GARNER, NC