The median home in Gastonia, North Carolina is valued at $272,679, up 0.5% year over year. Typical monthly rent is $1,526, producing a price-to-rent ratio of 14.9x — below the national average of 18x. Gastonia is part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$272,679

+0.5%

Rent$1,526/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$54,536 on $272,679

Example: $75,000 household income. Change it above to see your own.

Affordable27.5% of income

Under the 28% guideline.

PITI$1,720

P/I27.5%

Afford$277K

Room+$5K

P&I $1,379Tax $191Ins $150

Renting $194/mo cheaper ($1,526 rent)6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in North Carolina

Compare Gastonia with other housing markets across North Carolina.

Wrightsville Beach$1.64M Bald Head Island$1.36M Cashiers$1.34M Marvin$1.23M Weddington$1.04M Highlands$1.02M Duck$978K Topsail Beach$927K

Full Charlotte-Concord-Gastonia, NC-SC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Charlotte-Concord-Gastonia, NC-SC metro.

View Charlotte-Concord-Gastonia, NC-SC metro

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