The median home in Gastonia, North Carolina is valued at $272,679, up 0.5% year over year. Typical monthly rent is $1,526, producing a price-to-rent ratio of 14.9x — below the national average of 18x. Gastonia is part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Charlotte-Concord-Gastonia, NC-SC stress score, crash risk, and 12-month forecast →

Home Value$272,679

+0.5%

Rent$1,526/mo

AFFORDABILITY

Enter your income for Gastonia.

Income (annual)

Down Payment

$54,536 on $272,679

Affordable — 27.5% of income

Under the 28% guideline.

PITI$1,720

P/I27.5%

Afford$277K

Room+$5K

P&I $1,379Tax $191Ins $150

Renting $194/mo cheaper ($1,526 rent)6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in North Carolina

Compare Gastonia with other housing markets across North Carolina.

Wrightsville Beach$1644K Bald Head Island$1365K Cashiers$1341K Marvin$1225K Weddington$1041K Highlands$1015K Duck$978K Topsail Beach$927K

Full Charlotte-Concord-Gastonia, NC-SC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Charlotte-Concord-Gastonia, NC-SC metro.

View Charlotte-Concord-Gastonia, NC-SC metro →

GASTONIA, NC