The median home in Granite Falls, North Carolina is valued at $264,054, down 1.0% year over year. Granite Falls is part of the Hickory-Lenoir-Morganton, NC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$264,054

-1.0%

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$52,811 on $264,054

Example: $75,000 household income. Change it above to see your own.

Affordable26.7% of income

Under the 28% guideline.

PITI$1,670

P/I26.7%

Afford$277K

Room+$13K

P&I $1,335Tax $185Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in North Carolina

Compare Granite Falls with other housing markets across North Carolina.

Wrightsville Beach$1.64M Bald Head Island$1.36M Cashiers$1.34M Marvin$1.23M Weddington$1.04M Highlands$1.02M Duck$978K Topsail Beach$927K

Full Hickory-Lenoir-Morganton, NC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Hickory-Lenoir-Morganton, NC metro.

View Hickory-Lenoir-Morganton, NC metro

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Granite Falls, NC