The median home in Hampstead, North Carolina is valued at $477,753, down 0.4% year over year. Typical monthly rent is $1,746, producing a price-to-rent ratio of 22.8x — well above the national average of 18x. Hampstead is part of the Wilmington, NC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$477,753

-0.4%

Rent$1,746/mo

Prices falling — better for buyers.

Affordability

Enter your income for Hampstead.

Income (annual)

Down Payment

$95,551 on $477,753

Example: $75,000 household income. Change it above to see your own.

Out of reach46.4% of income

Need $124,286/yr to afford.

PITI$2,900

P/I46.4%

Afford$288K

Gap-$189K

P&I $2,416Tax $334Ins $150

Renting $1,154/mo cheaper ($1,746 rent)6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in North Carolina

Compare Hampstead with other housing markets across North Carolina.

Wrightsville Beach$1.64M Bald Head Island$1.36M Cashiers$1.34M Marvin$1.23M Weddington$1.04M Highlands$1.02M Duck$978K Topsail Beach$927K

Full Wilmington, NC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Wilmington, NC metro.

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Hampstead, NC