The median home in Harkers Island, North Carolina is valued at $389,150, up 4.7% year over year. Harkers Island is part of the Morehead City, NC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$389,150

+4.7%

Prices rising — worse for buyers.

Affordability

Enter your income for Harkers Island.

Income (annual)

Down Payment

$77,830 on $389,150

Example: $75,000 household income. Change it above to see your own.

Out of reach38.2% of income

Need $102,429/yr to afford.

PITI$2,390

P/I38.2%

Afford$285K

Gap-$104K

P&I $1,968Tax $272Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in North Carolina

Compare Harkers Island with other housing markets across North Carolina.

Wrightsville Beach$1.64M Bald Head Island$1.36M Cashiers$1.34M Marvin$1.23M Weddington$1.04M Highlands$1.02M Duck$978K Topsail Beach$927K

Full Morehead City, NC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Morehead City, NC metro.

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Harkers Island, NC