The median home in Harrisburg, North Carolina is valued at $485,331, down 2.0% year over year. Typical monthly rent is $2,316, producing a price-to-rent ratio of 17.5x — near the national average of 18x. Harrisburg is part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$485,331

-2.0%

Rent$2,316/mo

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$97,066 on $485,331

Example: $75,000 household income. Change it above to see your own.

Out of reach47.1% of income

Need $126,171/yr to afford.

PITI$2,944

P/I47.1%

Afford$288K

Gap-$197K

P&I $2,454Tax $340Ins $150

Renting $628/mo cheaper ($2,316 rent)6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in North Carolina

Compare Harrisburg with other housing markets across North Carolina.

Wrightsville Beach$1.64M Bald Head Island$1.36M Cashiers$1.34M Marvin$1.23M Weddington$1.04M Highlands$1.02M Duck$978K Topsail Beach$927K

Full Charlotte-Concord-Gastonia, NC-SC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Charlotte-Concord-Gastonia, NC-SC metro.

View Charlotte-Concord-Gastonia, NC-SC metro

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Harrisburg, NC