The median home in Havelock, North Carolina is valued at $230,204, up 4.3% year over year. Typical monthly rent is $1,478, producing a price-to-rent ratio of 13x — below the national average of 18x. Havelock is part of the New Bern, NC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: New Bern, NC stress score, crash risk, and 12-month forecast →

Home Value$230,204

+4.3%

Rent$1,478/mo

AFFORDABILITY

Enter your income for Havelock.

Income (annual)

Down Payment

$46,041 on $230,204

Affordable — 23.6% of income

Under the 28% guideline.

PITI$1,475

P/I23.6%

Afford$273K

Room+$43K

P&I $1,164Tax $161Ins $150

Buying $3/mo cheaper ($1,478 rent)6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in North Carolina

Compare Havelock with other housing markets across North Carolina.

Wrightsville Beach$1644K Bald Head Island$1365K Cashiers$1341K Marvin$1225K Weddington$1041K Highlands$1015K Duck$978K Topsail Beach$927K

Full New Bern, NC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New Bern, NC metro.

View New Bern, NC metro →

HAVELOCK, NC