The median home in Havelock, North Carolina is valued at $230,204, up 4.3% year over year. Typical monthly rent is $1,478, producing a price-to-rent ratio of 13x — below the national average of 18x. Havelock is part of the New Bern, NC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$230,204

+4.3%

Rent$1,478/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$46,041 on $230,204

Example: $75,000 household income. Change it above to see your own.

Affordable23.6% of income

Under the 28% guideline.

PITI$1,475

P/I23.6%

Afford$273K

Room+$43K

P&I $1,164Tax $161Ins $150

Buying $3/mo cheaper ($1,478 rent)6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in North Carolina

Compare Havelock with other housing markets across North Carolina.

Wrightsville Beach$1.64M Bald Head Island$1.36M Cashiers$1.34M Marvin$1.23M Weddington$1.04M Highlands$1.02M Duck$978K Topsail Beach$927K

Full New Bern, NC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New Bern, NC metro.

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Havelock, NC