The median home in Hays, North Carolina is valued at $187,821, up 1.5% year over year. Hays is part of the North Wilkesboro, NC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$187,821

+1.5%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$37,564 on $187,821

Example: $75,000 household income. Change it above to see your own.

Affordable19.7% of income

Under the 28% guideline.

PITI$1,231

P/I19.7%

Afford$267K

Room+$79K

P&I $950Tax $131Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in North Carolina

Compare Hays with other housing markets across North Carolina.

Wrightsville Beach$1.64M Bald Head Island$1.36M Cashiers$1.34M Marvin$1.23M Weddington$1.04M Highlands$1.02M Duck$978K Topsail Beach$927K

Full North Wilkesboro, NC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the North Wilkesboro, NC metro.

View North Wilkesboro, NC metro

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Hays, NC