City

HAYS, NC

North Wilkesboro, NC

Median home value: $188K (+1.5% YoY). Part of North Wilkesboro, NC.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, North Wilkesboro, NC metro page.

Home Value$187,821
+1.5%
AFFORDABILITY

Enter your income for Hays.

$37,564 on $187,821
Affordable — 18.9% of income

Under the 28% guideline.

PITI$1,182
P/I18.9%
Afford$278K
Room+$90K
P&I $901Tax $131Ins $150
6.00% 30yr, 20% down, county tax + NC ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Hays Housing Market | CrashWatch