The median home in Hillsborough, North Carolina is valued at $464,316, down 1.2% year over year. Typical monthly rent is $1,628, producing a price-to-rent ratio of 23.8x — well above the national average of 18x. Hillsborough is part of the Durham-Chapel Hill, NC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$464,316

-1.2%

Rent$1,628/mo

Prices falling — better for buyers.

Affordability

Enter your income for Hillsborough.

Income (annual)

Down Payment

$92,863 on $464,316

Example: $75,000 household income. Change it above to see your own.

Out of reach45.2% of income

Need $120,986/yr to afford.

PITI$2,823

P/I45.2%

Afford$288K

Gap-$176K

P&I $2,348Tax $325Ins $150

Renting $1,195/mo cheaper ($1,628 rent)6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in North Carolina

Compare Hillsborough with other housing markets across North Carolina.

Wrightsville Beach$1.64M Bald Head Island$1.36M Cashiers$1.34M Marvin$1.23M Weddington$1.04M Highlands$1.02M Duck$978K Topsail Beach$927K

Full Durham-Chapel Hill, NC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Durham-Chapel Hill, NC metro.

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Hillsborough, NC