The median home in Hillsborough, North Carolina is valued at $464,316, down 1.2% year over year. Typical monthly rent is $1,628, producing a price-to-rent ratio of 23.8x — well above the national average of 18x. Hillsborough is part of the Durham-Chapel Hill, NC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$464,316
-1.2%
Rent$1,628/mo
AFFORDABILITYRenting $1,195/mo cheaper ($1,628 rent)6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.
Enter your income for Hillsborough.
$92,863 on $464,316
Out of reach — 45.2% of income
Need $120,986/yr to afford.
PITI$2,823
P/I45.2%
Afford$288K
Gap-$176K
P&I $2,348Tax $325Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in North Carolina
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Full Durham-Chapel Hill, NC analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Durham-Chapel Hill, NC metro.
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