The median home in Holly Ridge, North Carolina is valued at $338,152, up 2.3% year over year. Typical monthly rent is $1,687, producing a price-to-rent ratio of 16.7x — near the national average of 18x. Holly Ridge is part of the Jacksonville, NC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$338,152
+2.3%
Rent$1,687/mo
AFFORDABILITYRenting $410/mo cheaper ($1,687 rent)6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.
Enter your income for Holly Ridge.
$67,630 on $338,152
Stretch — 33.6% of income
Above 28% but manageable with cuts.
PITI$2,097
P/I33.6%
Afford$282K
Gap-$56K
P&I $1,710Tax $237Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in North Carolina
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Full Jacksonville, NC analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Jacksonville, NC metro.
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