Median home value: $338K (+2.3% YoY). Rent: $1,687/mo. Price-to-rent: 16.7x. Part of Jacksonville, NC.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Jacksonville, NC metro page.
Home Value$338,152
+2.3%
Rent$1,687/mo
AFFORDABILITYRenting $322/mo cheaper ($1,687 rent)6.00% 30yr, 20% down, county tax + NC ins. 28% per HUD.
Enter your income for Holly Ridge.
$67,630 on $338,152
Stretch — 32.1% of income
Above 28% but manageable with cuts.
PITI$2,009
P/I32.1%
Afford$295K
Gap-$44K
P&I $1,622Tax $237Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing