The median home in Holly Ridge, North Carolina is valued at $338,152, up 2.3% year over year. Typical monthly rent is $1,687, producing a price-to-rent ratio of 16.7x — near the national average of 18x. Holly Ridge is part of the Jacksonville, NC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$338,152

+2.3%

Rent$1,687/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Holly Ridge.

Income (annual)

Down Payment

$67,630 on $338,152

Example: $75,000 household income. Change it above to see your own.

Stretch33.6% of income

Above 28% but manageable with cuts.

PITI$2,097

P/I33.6%

Afford$282K

Gap-$56K

P&I $1,710Tax $237Ins $150

Renting $410/mo cheaper ($1,687 rent)6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in North Carolina

Compare Holly Ridge with other housing markets across North Carolina.

Wrightsville Beach$1.64M Bald Head Island$1.36M Cashiers$1.34M Marvin$1.23M Weddington$1.04M Highlands$1.02M Duck$978K Topsail Beach$927K

Full Jacksonville, NC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Jacksonville, NC metro.

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Holly Ridge, NC