The median home in Hot Springs, North Carolina is valued at $318,645, down 1.2% year over year. Hot Springs is part of the Asheville, NC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$318,645

-1.2%

Prices falling — better for buyers.

Affordability

Enter your income for Hot Springs.

Income (annual)

Down Payment

$63,729 on $318,645

Example: $75,000 household income. Change it above to see your own.

Stretch31.7% of income

Above 28% but manageable with cuts.

PITI$1,984

P/I31.7%

Afford$281K

Gap-$38K

P&I $1,611Tax $223Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in North Carolina

Compare Hot Springs with other housing markets across North Carolina.

Wrightsville Beach$1.64M Bald Head Island$1.36M Cashiers$1.34M Marvin$1.23M Weddington$1.04M Highlands$1.02M Duck$978K Topsail Beach$927K

Full Asheville, NC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Asheville, NC metro.

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Hot Springs, NC