Median home value: $319K (-1.2% YoY). Part of Asheville, NC.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Asheville, NC metro page.
Home Value$318,645
-1.2%
AFFORDABILITY6.00% 30yr, 20% down, county tax + NC ins. 28% per HUD.
Enter your income for Hot Springs.
$63,729 on $318,645
Stretch — 30.4% of income
Above 28% but manageable with cuts.
PITI$1,901
P/I30.4%
Afford$293K
Gap-$25K
P&I $1,528Tax $223Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing