Median home value: $413K (-2.2% YoY). Rent: $1,927/mo. Price-to-rent: 17.9x. Part of Charlotte-Concord-Gastonia, NC-SC.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Charlotte-Concord-Gastonia, NC-SC metro page.
Home Value$413,040
-2.2%
Rent$1,927/mo
AFFORDABILITYRenting $493/mo cheaper ($1,927 rent)6.00% 30yr, 20% down, county tax + NC ins. 28% per HUD.
Enter your income for Indian Trail.
$82,608 on $413,040
Out of reach — 38.7% of income
Need $103,714/yr to afford.
PITI$2,420
P/I38.7%
Afford$299K
Gap-$114K
P&I $1,981Tax $289Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing