Median home value: $232K (-1.0% YoY). Rent: $1,400/mo. Price-to-rent: 13.8x. Part of Shelby, NC.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Shelby, NC metro page.
Home Value$231,834
-1.0%
Rent$1,400/mo
AFFORDABILITYRenting $24/mo cheaper ($1,400 rent)6.00% 30yr, 20% down, county tax + NC ins. 28% per HUD.
Enter your income for Kings Mountain.
$46,367 on $231,834
Affordable — 22.8% of income
Under the 28% guideline.
PITI$1,424
P/I22.8%
Afford$285K
Room+$53K
P&I $1,112Tax $162Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing