The median home in Kinston, North Carolina is valued at $140,030, up 1.6% year over year. Typical monthly rent is $988, producing a price-to-rent ratio of 11.8x — below the national average of 18x. Kinston is part of the Kinston, NC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

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Home Value$140,030

+1.6%

Rent$988/mo

AFFORDABILITY

Enter your income for Kinston.

Income (annual)

Down Payment

$28,006 on $140,030

Affordable — 15.3% of income

Under the 28% guideline.

PITI$956

P/I15.3%

Afford$256K

Room+$116K

P&I $708Tax $98Ins $150

Buying $32/mo cheaper ($988 rent)6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in North Carolina

Compare Kinston with other housing markets across North Carolina.

Wrightsville Beach$1644K Bald Head Island$1365K Cashiers$1341K Marvin$1225K Weddington$1041K Highlands$1015K Duck$978K Topsail Beach$927K

Full Kinston, NC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Kinston, NC metro.

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KINSTON, NC