Median home value: $109K (-19.2% YoY). Part of Shelby, NC.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Shelby, NC metro page.
Home Value$108,845
-19.2%
AFFORDABILITY6.00% 30yr, 20% down, county tax + NC ins. 28% per HUD.
Enter your income for Light Oak.
$21,769 on $108,845
Affordable — 12% of income
Under the 28% guideline.
PITI$748
P/I12%
Afford$255K
Room+$146K
P&I $522Tax $76Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing