The median home in Light Oak, North Carolina is valued at $108,845, down 19.2% year over year. Light Oak is part of the Shelby, NC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Shelby, NC stress score, crash risk, and 12-month forecast →

Home Value$108,845

-19.2%

AFFORDABILITY

Enter your income for Light Oak.

Income (annual)

Down Payment

$21,769 on $108,845

Affordable — 12.4% of income

Under the 28% guideline.

PITI$777

P/I12.4%

Afford$245K

Room+$136K

P&I $550Tax $76Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in North Carolina

Compare Light Oak with other housing markets across North Carolina.

Wrightsville Beach$1644K Bald Head Island$1365K Cashiers$1341K Marvin$1225K Weddington$1041K Highlands$1015K Duck$978K Topsail Beach$927K

Full Shelby, NC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Shelby, NC metro.

View Shelby, NC metro →

LIGHT OAK, NC