Median home value: $289K (+2.0% YoY). Rent: $1,373/mo. Price-to-rent: 17.5x. Part of Charlotte-Concord-Gastonia, NC-SC.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Charlotte-Concord-Gastonia, NC-SC metro page.
Home Value$289,054
+2.0%
Rent$1,373/mo
AFFORDABILITYRenting $366/mo cheaper ($1,373 rent)6.00% 30yr, 20% down, county tax + NC ins. 28% per HUD.
Enter your income for Lincolnton.
$57,811 on $289,054
Affordable — 27.8% of income
Under the 28% guideline.
PITI$1,739
P/I27.8%
Afford$291K
Room+$2K
P&I $1,386Tax $202Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing